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Navigating the deluge of credit cards

In a country from which there are hundreds of credit cards to choose, picking one that best suits your financial needs and lifestyle is no easy task.

There are cards that offer rewards, cards that tout low interest rates and cards that have no annual fees.

Many of these credit card offers have been dropping into mailboxes recently. January is a busy month when it comes to applications sent out by credit card issuers. That's not surprising, given that many people who used their credit cards heavily in December for holiday shopping may be in the market for a new one.

"We've heard that from card issuers, and we've seen that in our business," said Bill Hardekopf, chief executive officer of Lowcards.com, a Web site that helps consumers compare credit cards.


Related Tickers

Most loyal Fool readers know how we feel about selling. If you've found a great company with top-notch management and a strong competitive advantage, the best time to sell is almost never.

But that doesn't mean we hold on blindly. Things change, even with the greatest of companies. That's why we're constantly evaluating our stocks, watching for the danger signs that can torpedo our portfolios.

Today, I'd like to share three rules for selling, as set forth by Fool co-founder Tom Gardner for his Motley Fool Stock Advisor members.

1. Selfish management Tom calls this the "worst possible development" for any of his companies. If the executive team starts worrying more about lining its own pockets than creating value with the business, it's time to let go.


Evolutionists At War Over Altruism’s Origins

An intellectual war of words has broken out between two of the world's leading evolutionists. Oxford University's Richard Dawkins and Harvard's Edward Wilson have gone head to head over the evolution of altruism in the animal kingdom, and whether it can have come about as a result of something called group selection.The subject matter of their dispute is social insects, particularly ants, which display a supreme form of altruism in that sterile workers lay down their lives for the benefit of their fertile colleagues in the colony.

Conventional Darwinian theory could not really explain why one individual should sacrifice its own life, and its precious genes, for the benefit of another individual, unless it could be viewed in terms of group selection, when indi-viduals do it for the benefit of the colony or the species.


the has-been

With a Republican Party that loses elections as gracefully as Willkie and loses wars as pre-emptively as Chamberlain, America will forget the Bush presidency ever happened. ... 1:54 P.M. (link)

Thursday, May 3, 2007

Animal Farm: As if the GOP needed any more bad omens, this week the Philadelphia Zoo became the latest to join a national trend—giving up on elephants. Now the press can start looking for the next sign of the Republican apocalypse: gun owners turning in their pickup trucks and riding donkeys to work.

Perhaps because zoos represent the world the way man would have made it, they have long been a leading political indicator. In retrospect, China's seemingly innocent gift of pandas to the United States three decades ago should have been an obvious warning of its desire for global economic hegemony.



 

 

 

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